About the service
InstaCredit is a digital matching and referral platform. We do not issue loans directly; we evaluate applicant profiles against third-party partners. Users are responsible for providing accurate age, occupation, and income information.
Eligibility
You must be an Indian resident aged 21 to 65 with a minimum monthly income of ₹15,000. Individual partners may apply stricter criteria.
Partner decisions
Credit approval, interest rates, limits and disbursal are decided solely by RBI-registered banks and NBFC partners under their own terms. Showing an offer is not a guarantee of approval.
Fees
InstaCredit never charges upfront processing fees to borrowers. Be cautious of anyone asking for payment in our name.
Your account
Keep your sign-in details private. We may suspend accounts that provide false information or misuse the platform.
Contact
Questions? Email support@instacredit.in.